What is the real difference between the World and World Elite Mastercards?

Many people love Mastercards thanks to their wide acceptance and their varied portfolio of cards to choose from, all with different profit rates that can be adapted to anyone, depending on their expenses.

Mastercards also pampers with 3 different levels:

  • Standard,
  • World and
  • World Elite

But have you ever wondered what real the difference is between a World Mastercard and a World Elite MasterCard? Are you making the most of your Mastercard?

Here is an overview of the biggest differences between these two levels:

Keep in mind that the World Elite program offers all the benefits of the World program, with ample opportunities in each category and some additional advantages.

According to our research, the differences between the programs themselves are quite subtle.

World Mastercard benefits

The benefits that come with a World Mastercard are great, especially considering that it is technically the “lower level” option of the two. The biggest benefits listed below are particularly attractive to travelers.

It should be noted that TEN Group is the travel agency designated by Mastercard for its services.

Guarantee of lower hotel stay

Mastercard is quite unique in that they offer a guarantee on hotel stays booked through its complementary professional travel services. If you find exactly the same prepaid hotel stay for less, you will be reimbursed for the difference.

This is a pretty solid feature if you are like us and you find yourself searching the hotel reservation websites for hours trying to find the perfect room.

Portfolio of luxury hotels and resorts

World Mastercard holders have the opportunity to obtain great advantages:

  • complimentary room upgrades,
  • early check-in and late check-out (subject to availability),
  • a daily breakfast for you and a guest, and
  • Preferred services in more than 2,000 properties worldwide.

These offers change all the time, so it is better to take a look from time to time to see what you can take advantage of.

There is no better surprise than registering at a hotel and getting hit. With a World Mastercard, it can be an expectation.

Car, plane, cruise and vacation packages

Members of the world can receive select savings and special improvements in all aspects of the trip, whether on the road, in the air or at sea.

For example, you can receive a savings of $ 50 USD per person in any Monogram Vacation, or a hotel credit of $ 100 USD and a welcome service package that includes a bottle of wine, a basket of fresh fruit and a box of Swiss chocolate when booking a luxury Swiss apartment. .

Related: The best Mastercard credit cards

World Elite Mastercard benefits

World Elite members can enjoy all of the above Benefits, with the addition of many more in each category. It is definitely worth searching the catalog and see if you should take advantage of a higher level.

Extended opportunities

After looking at the Mastercard catalog to see the travel savings found above, there are many more opportunities to save by booking your vacation as a World Elite card holder.

As you can specify which card you have when you search, we compare the two and see that there are One hundred more offers available for World Elite Members than the world.

Also, if First Class is not your cup of tea, you can enjoy a private Vitesse Worldwide jet with savings of up to $ 1,000 USD on a private round-trip freight reservation and a $ 500 USD credit for ground transportation .

World Elite Concierge

Cardholders have access to a concierge service 24 hours a day, 7 days a week, which can be your best personal assistant, even when you are not traveling.

Many people do not always take advantage of services like these, so having someone on hand (and for free) is responsible for recording tickets for a sold-out concert, planning their vacations or ensuring a night date at the best restaurants, you can really be useful.

$ 10 Lyft credit each month

If you take 5 eligible trips in a calendar month, you will receive a $ 10 credit in your account, valid with these types of trips:

  • Standard,
  • Shared / Shared Saver,
  • Lux / Lux Black,
  • Lyft XL, and
  • Lyft Black XL

If you are a frequent user of Lyft, this annual savings of up to $ 120 can be a good addition to your wallet.

5% cash rewards at Boxed.com

Most likely, if you have a big family, you are a big buyer of essential items. Toilet paper, snacks, cleaning supplies … and probably more toilet paper can actually accumulate a bill at the end of the month.

With Boxed.com, you can receive 5% cash rewards to use for future cash purchases, making sure you are saving money by buying the items you need. Boxed has also reduced prices by up to 60%, so this benefit can be exactly what your family needs.

World vs. World Elite: which is better?

Well, that depends.

The travel discount options of the World program are already excellent by themselves, but the additions when you move to World Elite can be quite attractive to the right traveler, and hey, who doesn’t want to travel in a private plane?

It is good to be able to see what savings are available to both members and make their decisions that way.

Let’s take a look at what cards are available and if your profit rates work for you, so your decision may be a little easier.

The best World and World Elite Mastercards

There are many card options and card issuers to choose from if you decide to opt for the World or World Elite program. We choose the best of both programs for each issuer.

Be sure to see what profit rates will maximize your rewards when it comes to your unique expenses.


If you like to get cash refunds as your credit card rewards, Citi has some of the best refund cards available.

Citi Premier Card

If you’re in the mood for a road trip, the You are covered with this card, you will receive:

  • 1 point of thanks for every dollar spent,
  • 2 times Thank you points per dollar spent on restaurants and entertainment.

In addition to good profit rates, you will also receive a welcome bonus of 50,000 thank you points when you spend $ 4,000 in your first 3 months. The annual fee of $ 95 is also exempted during the first year, making it a good card to take out for a test drive.

You are protected with 11 different types of insurance, you do not have exchange rates and you can transfer your points to 14 different airline programs.

Citi / AAdvantage Platinum Select World Elite Mastercard

In addition to not having exchange rates, an exempt annual fee of $ 99 for the first year and 50,000 AAdvantage miles after spending $ 2,500 in the first three months, the It’s a strong card too.

It will make you win:

  • 1 mile AAdvantage per dollar spent and
  • 2 AAdvantage miles per dollar spent on American Airlines, restaurants and gasoline.

In partnership with American Airlines, it will also grant you $ 125 in American Airlines flight discounts when you spend $ 20,000 a year and renew your card.

When you add the World Elite benefits we are talking about, plus the good insurance package, this card can definitely be attractive if you like to fly with American Airlines.


If you are looking for a new travel credit card, Barclays could be the way to go.

JetBlue Mastercard

If you like to fly with JetBlue, a low cost airline, this could be your card. No FX fees, no annual fee and a welcome bonus of 10,000 points when you spend $ 1,000 in your first 90 days: the It is a great letter.

In addition to benefits for World members, this card gives you:

  • 3 points per dollar spent on the purchase of JetBlue,
  • 2 points per dollar spent on restaurants and grocery shopping, and
  • 1 point per dollar spent on all your daily purchases.

On top of that, it offers a good insurance package and a 0.0% promotional purchase and balance transfer rates.

Related: Face to face airline credit card – JetBlue Vs Southwest

JetBlue Plus Mastercard

the It is a World Elite card, so you will receive all the benefits of an Elite member, a good registration offer of 40,000 bonus points when you spend $ 1,000 in your first 3 months and:

  • 1 point per dollar spent,
  • 2 times points in purchases in restaurants and supermarkets, and
  • 6 times points per dollar spent on JetBlue purchases.

With an annual fee of $ 99, the card also offers no FX rates and 5,000 bonus points annually on the anniversary of your card.

Bank of America

Bank of America offers a large selection of travel cards. Along with the benefits of World and World Elite, not to mention the strong bonus offers, these cards could be for you.

Amtrak Guest Rewards World Mastercard

Taking the train can often be a nice change to fly, and the It will certainly save you very well if that is the way you choose to travel.

Without FX rates, a lower annual rate of $ 79 and a nice 20,000 bonus points when you spend $ 1,000 on your card in the first 3 months: this card is ideal to help you take the train for free.

It also offers you profit rates of:

  • 1 Amtrak Guest Rewards point for every dollar spent,
  • 2 Amtrak Guest Rewards points for every dollar spent on travel, and
  • 3 Amtrak Guest Rewards points per dollar spent on Amtrak purchases.

It does not offer an excellent insurance package, so it is something to consider.

Virgin Atlantic World Elite Mastercard

At an annual rate of $ 90, the will beat you:

  • 1.5 Flying Club miles per dollar spent,
  • 3 miles per dollar spent on Virgin Atlantic purchases, and
  • even more additional miles when you add authorized users to your account.

In addition, you will earn up to 20,000 bonus miles after your first qualifying purchase and an additional 15,000 bonus miles each anniversary after qualified purchases.

If those bonuses were not enough, you will also receive a second reward ticket for half the miles when you spend $ 25,000 a year only on Virgin flights.

And don’t worry if you don’t plan on flying in Virgin Atlantic. You can use your miles on Delta, Hawaiian Airlines, plus 9 additional airlines around the world.

We want to hear from you

What is your opinion about World vs. World Elite Mastercards?

Are the differences really worth it?

Let us know in the comments below.

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Stacey Hawk

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